Will Gifting to a Caregiver Affect Her Spouse's Medicaid?
We want to gift to one of my Dad's caregivers. Her husband has early onset dementia and is on Medicaid. What is the most we can give her without impacting Medicaid?
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Ask a QuestionWe want to gift to one of my Dad's caregivers. Her husband has early onset dementia and is on Medicaid. What is the most we can give her without impacting Medicaid?
See the AnswerWhen my wife died, Social Security continued payments to our joint account for 10 years following her death, which I thought was her retirement. A letter arrived regarding overpayment of over $100,000. I had been receiving my own Social Security monthly and now they are taking every penny to pay back the over payment o...
See the AnswerMy husband has lived in a nursing home since December 2024. He is on Medicaid and is diagnosed with Lewy body dementia. Each month, I write a check to the nursing home for the gross amount of his Railroad Retirement pension, minus a few hundred dollars in insurance premiums. Would any part of what he pays to the nursin...
See the AnswerMy Dad's will states that all of his estate is to be divided equally between me and my sister (also the executor). He moved into a Continuing Care Retirement Community (CCRC) after an Alzheimer's diagnosis. My sister sold his house and the proceeds became the entrance deposit. She claims that our Dad wanted her to be t...
See the AnswerI was living with my parents in their house. Mom passed away. It was me and Dad until he had to move to assisted living. He said I can live at the house and take care of it. My brother has power of attorney. Can my brother just show up and demand entry, or does he have to give notice first? I’ve been here almost five y...
See the AnswerMy partner has been living in a neighboring State for six years now. We spend winters at my home and summers at his. We did a living trust a couple years back, so our assets would go to each other and then ultimately could be sold and divided equally between our five adult kids. We have no stocks and no big assets othe...
See the AnswerMy grandmother was in a nursing facility for several months before she died. I was not able to get her qualified for Medicaid because of her life insurance policy. As her granddaughter and power of attorney, am I responsible for paying when she had no funds in her bank account? (She only received Social Security benefi...
See the AnswerMy mom was on Medicaid for five years for memory care but she passed over a year ago. My father still lives independently in their Indiana home; both their names are on deed. He has no other assets of value. Two questions: Can he sell the home (worth $175,000) and put money in a savings account (his daughter is on the...
See the AnswerMy sister revised my mother's will when my mother had dementia. I believe my sister stole money from my mother during that time. How can I see if my mother had a living will or not?
See the AnswerI am turning 70 in June but wish to continue working. I have an employer health plan for a company that employs over 20 workers. When I apply for Social Security benefits must I also apply for Medicare Part B or an Advantage Plan?
See the AnswerFind basic articles that clearly explain essential topics in the field of elder law, like Medicaid, Medicare, estate planning, and Social Security.
Learn More About EldercareIn honor of April Fool's Day, this article uses satire to highlight common Social Security mistakes.
Read moreLiving alone presents specific risks, including delayed care and amplified consequences when health issues or accidents occur, which can be made worse without legal decision-makers in place.
Read moreDownload one or more of our in-depth guides on elder law topics.
Get your GuideEvery state's Medicaid program is unique. We have collected the key eligibility rules for all 50 states and the District of Columbia.
Find Medicaid informationTo stay eligible for Medicaid, most adult Medicaid enrollees who are between the ages of 19 and 64 and who do not meet work requirement exemptions will need to document that they meet a minimum of 80 hours per month of qualifying activities, such as community service or enrollment in school.
Read moreTwo privately held nursing homes in New Jersey are accused of siphoning off tens of millions of dollars in Medicaid funding while residents endured unsafe and inhumane conditions.
Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE