Should a POA Alert Banks to a Possible Challenge?
As a power of attorney (POA), should I talk with financial institutions and let them know a challenge to my POA is possible?
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Ask a QuestionAs a power of attorney (POA), should I talk with financial institutions and let them know a challenge to my POA is possible?
See the AnswerMom has dementia and is in a memory care home. I have been going through soe papers and found some stock certificates. Who would I contact for help with them?
See the AnswerMy brother-in-law passed away this week. If he was receiving Social Security disability and was on Medicaid, does his estate have to pay back Medicaid?
See the AnswerMy mother has dementia and is in an assisted living facility. Her house is part of a trust, with me as the trustee. I can no longer afford to pay for her care, and I am finding it necessary to sell her home to pay for this care. If the home is part of a trust, does Medicaid or Medicare see this as an asset?
See the AnswerMy mom and dad owned a home. He went into a nursing home under Medicaid and later passed away. My mom retained the home (not recovered under Medicaid Recovery) because she still lived there. The home is still in her name and my deceased father's name. Now my husband and I would like her to sell the home; we would use t...
See the AnswerMy husband and I were married for 17 years. We were separated at the time he was deceased. He lived in Delaware; I lived in New Jersey. Does this stop me from collecting his Social Security for survivor benefit, by him living in a state of Delaware at the time of his demise?
See the AnswerMy mother is in declining physical and cognitive health. My father's will left everything to her. She wants to leave everything to my sister and me, to be split equally. My sister is power of attorney (POA), so she can't participate in creating a will for my mom. Can I help create it for her and have my sister sign it...
See the AnswerI am executor and power of attorney for my mother who has dementia, is in nursing care, and has run out of assets. I'm applying for Medicaid. We sold my mother's condo and have used those funds to pay for care. There is one remaining asset: Slightly more than 20 years ago, my parents bought a modest house for my sister...
See the AnswerIf I used my own money to pay for some of my mom's bills, can Medicaid deny her during the five-year lookback period? (The amount of money I spent is about $2,100.) If she files for Medicaid, can they demand that I pay for some of her care?
See the AnswerAs power of attorney for my mother, can I transfer her money into my account (for her) in order for her to get a much better interest rate? She doesn't have a valid ID, we can’t find a birth certificate, and I am unsure of her birth city, so opening a joint account for her seems unlikely. She has $350,000 sitting in th...
See the AnswerFind basic articles that clearly explain essential topics in the field of elder law, like Medicaid, Medicare, estate planning, and Social Security.
Learn More About EldercareIf you've logged into a MyChart account or a bank app recently, you've probably had to confirm your identity with a text message or an authentication app. That kind of extra security step has become routine for everyday accounts. But the federal rule that protects electronic health information doesn't currently require it.
Read moreEvery year, federal officials release a report on the Social Security program's finances. According to the 2026 report, the reserves used to pay retirement and survivor benefits are being depleted faster than expected. Congress must act before the program becomes unable to pay all scheduled benefits.
Read moreDownload one or more of our in-depth guides on elder law topics.
Get your GuideEvery state's Medicaid program is unique. We have collected the key eligibility rules for all 50 states and the District of Columbia.
Find Medicaid informationIf you qualify for both Medicare and Medicaid, you have the option to enroll in a Dual Eligible Special Needs Plan (D-SNP). Not every D-SNP works the same way, and the best plan on paper isn't always the best plan for you.
Read moreA Dual Eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan designed for people who have both Medicare and Medicaid.
Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE