Can a Life Insurance Policy Affect Nursing Home Coverage?

We live in South Carolina. My companion is 77 and needs skilled nursing care because he is bedridden and has Alzheimer’s. He has no family to help financially. He owns nothing but a $15,000 revocable whole life insurance policy, and I was told its value is $1,070. Will he qualify for South Carolina Healthy Connections...

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Will My Mom's Life Insurance Affect Her Medicaid Eligibility?

My mom had a stroke and is now bedridden. She has a $15,000 whole life insurance policy that we believe may make her ineligible for Medicaid in Texas due to its cash value. We have researched options and believe an irrevocable trust or special needs trust may be the best way to handle the policy if she does not want to...

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Is a Principal's Property at Risk if Their Agent Is Sued?

If someone acting as another person's agent under a power of attorney gets sued personally (for divorce, a car accident, debt, etc.) can the person suing them get access to the assets the agent manages on the principal's behalf?

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How Can My Mother’s Reverse Mortgage Affect Her Medicaid?

My mother has a reverse mortgage on her home. How is this taken into account when applying for Medicaid for her long-term care needs?

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Will Renting From Our Kids After a Home Sale Hurt Medicaid?

My wife and I are on disability and own our home. If we sell it and pay rent to our children, who are buying a new house, will that affect our Medicaid?

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Can Medicaid Recover a Home Deeded to a Disabled Child?

My mother (76-years old and receiving Medicaid) filed a quitclaim deed to remove her name from the deed of her home, leaving myself (disabled adult, receiving SSDI) as the sole name on the deed. When my mother passes, can Medicaid try to recover the home from me?

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Is a Veterans Affairs Survivor Pension Medicaid-Exempt?

If a surviving spouse receives a VA survivors pension that includes an Aid and Attendance portion, does Indiana Medicaid exempt the whole pension, or only the Aid and Attendance part?

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Can Medicaid Claim My Mom's Home Sale Proceeds After Deed?

Mom, who will be 99 years old in January, is currently on Medicaid and may soon move to a nursing home. She deeded her home to her three children over 10 years ago. If we don’t sell the home until after she passes away, can the nursing home or Medicaid make a claim against any of the sale? (We will maintain the home wh...

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Can I Stop Receiving Jury Summons in California at Age 75?

I'm 75 and live in California. How do I stop getting jury duty summonses?

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Should We Put Our Home in a Revocable Trust or a Will?

Our biggest asset is a home and we would like to leave it to our two children equally without a hassle. Our question is: Would it be better to put it in a revocable trust or to do a will? Would probate end up costing us more in the long run than the cost of the trust?

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