Will My Mom's Life Insurance Affect her Medicaid Eligibility?

My mom had a stroke and is now bedridden. She has a $15,000 whole life insurance policy that we believe may make her ineligible for Medicaid in Texas due to its cash value. We have researched options and believe an irrevocable trust or special needs trust may be the best way to handle the policy if she does not want to...

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Mom Has Dementia. I Found Her Stock Certificates. Now What?

Mom has dementia and is in a memory care home. I have been going through soe papers and found some stock certificates. Who would I contact for help with them?

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Can My Sister Sign Mom's Will as Her POA?

My mother is in declining physical and cognitive health. My father's will left everything to her. She wants to leave everything to my sister and me, to be split equally. My sister is power of attorney (POA), so she can't participate in creating a will for my mom. Can I help create it for her and have my sister sign it...

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Does Paying Mom's Bills Hurt Her Medicaid Eligibility?

If I used my own money to pay for some of my mom's bills, can Medicaid deny her during the five-year lookback period? (The amount of money I spent is about $2,100.) If she files for Medicaid, can they demand that I pay for some of her care?

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Does a Medicaid Recipient's Estate Owe Repayment?

My brother-in-law passed away this week. If he was receiving Social Security disability and was on Medicaid, does his estate have to pay back Medicaid?

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Will Mom Face a Medicaid Penalty If She Sells Her Home?

My mom and dad owned a home. He went into a nursing home under Medicaid and later passed away. My mom retained the home (not recovered under Medicaid Recovery) because she still lived there. The home is still in her name and my deceased father's name. Now my husband and I would like her to sell the home; we would use t...

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Untransferred House for Disabled Sister: Medicaid Risk?

I am executor and power of attorney for my mother who has dementia, is in nursing care, and has run out of assets. I'm applying for Medicaid. We sold my mother's condo and have used those funds to pay for care. There is one remaining asset: Slightly more than 20 years ago, my parents bought a modest house for my sister...

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Can a POA Transfer a Parent's Money to a Better Account?

As power of attorney for my mother, can I transfer her money into my account (for her) in order for her to get a much better interest rate? She doesn't have a valid ID, we can’t find a birth certificate, and I am unsure of her birth city, so opening a joint account for her seems unlikely. She has $350,000 sitting in th...

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Can Medicaid Claim My Mom's Home Sale Proceeds After Deed?

Mom, who will be 99 years old in January, is currently on Medicaid and may soon move to a nursing home. She deeded her home to her three children over 10 years ago. If we don’t sell the home until after she passes away, can the nursing home or Medicaid make a claim against any of the sale? (We will maintain the home wh...

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Should a POA Alert Banks to a Possible Challenge?

As a power of attorney (POA), should I talk with financial institutions and let them know a challenge to my POA is possible?

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