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It is an unpleasant thought, but death is a reality we all must face. One way to cope with the loss of a loved one is to be prepared for their final send-off. Funerals are expensive. For Medicaid recipients and their families, it is unlikely they will have the money to cover them when the time comes.
Many people are unaware that there is coverage to help families lay their loved ones to rest. Depending on your state, Medicaid may cover some funeral costs and other final expenses.
In 2021, the average cost of a funeral, including viewing and burial, was $7,848, according to the National Funeral Directors Association.
The average cremation cost with a service was $6,970.
If a person does not have life insurance and is a Medicaid recipient, burial or cremation costs could bankrupt a family. Most people need as much help available when facing such a massive expense.
Fortunately, Medicaid recipients may receive assistance with either burial or cremation. It is unlikely that the assistance will cover the entire service, but alleviating some of the cost is still an advantage.
Access to Medicaid funeral assistance varies depending on the state. While there is not an official checklist applicable to every state, here are some general tips that may help you obtain government assistance for a loved one’s final expenses:
During your lifetime, even if you are not a Medicaid recipient, there may be other ways to make sure your own final expenses – or that of a loved one – are taken care of. Here are a couple of ways to help allocate money toward the funeral service, burial, or cremation:
If you are beginning to plan for a loved one’s funeral and have no idea where to start, speaking to an experienced attorney in your area is a good first step. Contact your attorney today.