Long-Term Care Insurance

Often, a married couple will be able to afford coverage for only one spouse. Looking at statistics alone, the wife should purchase the policy. ...

Elderlaw 101

Premiums for "qualified" long-term care insurance policies are tax deductible to the extent that they, along with other unreimbursed medical expenses (including Medicare premiums), exceed a certain percentage of the insured's adjusted gross income. ...

Elderlaw 101

Long-term care is expensive and only getting more so. That is why everyone needs to consider buying long-term care insurance, according to this book that explains exactly how long-term care insurance works and why it should part of any financial...

When you buy long-term care insurance years before you need it, you are taking a gamble that the company will still be around when it is time to pay out. But what happens if the company goes out of business?...

Elderlaw 101

A class action lawsuit has been filed in Oregon against Bankers Life and Casualty Co., charging that the long-term care insurer is guilty of elder abuse in denying and delaying payment of insurance claims.

Because all long-term care insurance policies are not the same, we have prepared this guide for helping you understand long-term care insurance and obtain the coverage that best fits your individual needs.

Long-term care insurance will soon be getting more expensive for women.

Many middle-income people have too much money to qualify for Medicaid but can't afford a pricey long-term care insurance policy. ...

Medicaid 101

A 55-year-old single individual can expect to pay $2,065 annually for $162,000 in current long-term care insurance benefits, according to the 2013 Long-Term Care Insurance Price Index, an annual report from the American Association for Long-Term Care Insurance, an industry group. ...