Long-Term Care Insurance

The younger you purchase a policy, the lower the premiums will be. ...

Elderlaw 101

While in large part people who purchase long-term care insurance and those who plan to qualify for Medicaid coverage of long-term care costs fall into separate groups, there are at least two situations where they overlap.

Elderlaw 101

When you buy long-term care insurance years before you need it, you are taking a gamble that the company will still be around when it is time to pay out. But what happens if the company goes out of business?...

Elderlaw 101

Many people are willing to voluntarily care for a parent or loved one without any promise of compensation. Even so, ...

Elderlaw 101

Long-term care costs can devastate a family's financial well-being if not appropriately planned for. One way to pla...

People are living longer and longer. With increased longevity comes a fear that retirement savings won't last. Annui...

A long-term care policyholder has successfully sued her insurance company for breach of contract after the company raised her premiums.

As nursing home and long-term care costs continue to rise, the Deficit Reduction Act has made it more difficult to qualify for Medicaid to pay for nursing home costs. . .

State incentive programs to encourage the purchase of long-term care insurance have failed to generate the hoped-for...