Key Medicaid Information for
Protections for the Community Spouse
Community Spouse Resource Allowance (CSRA):
Permitted. Florida follows the income-first rule.
Actuarially sound annuities are permitted.
Monthly Maintenance Needs Allowance:
Figure used to calculate transfer penalties:
Has a Long-Term Care Partnership program been implemented?
Are IRAs and other retirement plans protected (noncountable)?
State’s resource limit for Medicaid recipients:
Is the state an "income cap" state?
Monthly personal needs allowance for nursing home residents:
Has the state expanded the definition of "estate" beyond the probate estate?
Has the state included a hardship provision in its estate recovery plan?
Home Equity Limit
The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions.