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Key Medicaid Information for

Protections for the Community Spouse

Community Spouse Resource Allowance (CSRA):
Minimum: $25,728
Maximum: $128,640
Increased CSRA:
Permitted through appeal. Ohio follows the income-first rule.
Annuities purchased prior to the first continuous period of institutionalization are given some protected status.*
Monthly Maintenance Needs Allowance:
Minimum: $2,113.75
Maximum: $3,216


Figure used to calculate transfer penalties:
Has a Long-Term Care Partnership program been implemented?


Are IRAs and other retirement plans protected (noncountable)?
State's resource limit for Medicaid recipients:


Is the state an "income cap" state?
Monthly personal needs allowance for nursing home residents:

Estate Recovery

Has the state expanded the definition of "estate" beyond the probate estate?
Ohio has significantly expanded the definition of "estate" to include almost everything a person owns at death. It is important to check with a qualified elder law attorney for advice regarding post Medicaid eligibility planning.
Has the state included a hardship provision in its estate recovery plan?

Home Equity Limit

The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions.

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Medicaid Rules, etc

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