How Will Taking Out a Reverse Mortgage Affect Home Care Benefits?
My mother is currently receiving home care services under New York's Medicaid program. If she takes out a reverse mortgage on...Read more
Home care is professional, supportive care offered to seniors in their homes. Home care is intended to allow older adults to stay in their homes for longer as they age, as opposed to having to move to a nursing home or other facility. Home care is typically focused on personal and medical care or temporary help with daily tasks, versus long-term care for severe illnesses.
As you decide the right time to get your parent home care, consider their overall needs. For example, if your parent cannot prepare a meal for themselves, they may benefit from a professional coming in to handle some of their daily tasks.
Other examples of signs that your parent needs assistance include:
You may find this needs assessment worksheet from the National Caregiver Library helpful in assessing the level of care your loved one may need.
While Medicaid varies by state, Medicare covers certain home care services if patients meet the following requirements:
We all want to protect our parents as they age. Home care services can be the best way to protect your family and provide them with the safety they deserve. Consider consulting with an elder law attorney in your area if you need more information on securing home care.