Medicaid Planning Strategies
The U.S. Supreme Court's recent ruling on marriage equality means that gay couples living in states that previously did not recognize their marriage will now be covered by Medicaid’s spousal impoverishment protections and asset transfer rules. ...
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When hiring a caregiver, it is important to put the contract in writing. If you don't it can affect your Medicaid benefits.
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In some states (called "income cap" states), Medicaid applicants who have excess income can qualify for Medicaid only if they put the excess in a special trust, called a "Miller" trust or a "Qualified Income Trust.
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Medicaid 101
In order to qualify for Medicaid, a nursing home resident's income must not be above a certain level. ...
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Medicaid 101
A recent Louisiana case shows the harmful impact on Medicaid eligibility that the lack of a written caregiving agreement can have. ...
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A new study by Boston College's Center for Retirement Research indicates that purchasing long-term care insurance makes financial sense for fewer individuals than was previously believed. ...
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When one spouse is in a nursing home and applying for Medicaid, planning has to take into account the possibility that the spouse who is not in the nursing home (called the "community spouse") may pass away first.
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Medicaid 101
Here are some issues grandparents should consider before making gifts to grandchildren or other family members.
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Many seniors consider transferring assets for estate and long-term care planning purposes, or just to help out children and grandchildren.
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