Protections for the Community Spouse

Community Spouse Resource Allowance (CSRA):

Minimum: $55,547
Maximum: $55,547 or 50% up to $128,640 if institutionalized.

Increased CSRA:

Permitted. Washington follows the income-first rule.

Annuities:

Actuarially sound annuities are permitted.

Monthly Maintenance Needs Allowance:

Minimum: $2,113.75
Maximum: $3,216

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• Medicaid Protections for the Healthy Spouse

Transfers

Figure used to calculate transfer penalties:

$9,829 ($323 per day).

Has a Long-Term Care Partnership program been implemented?

Yes

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• Medicaid's Asset Transfer Rules
• Long-Term Care Insurance Partnership Policies

Assets

Are IRAs and other retirement plans protected (noncountable)?

No

State's resource limit for Medicaid recipients:

$2,000

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• Can an IRA Affect Medicaid Eligibility?
• Medicaid's Asset Rules

Income

Is the state an "income cap" state?

No

Monthly personal needs allowance for nursing home residents:

$70

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• What Is the Medicaid Income Cap?
• How Does Medicaid Treat Income?

Estate Recovery

Has the state expanded the definition of "estate" beyond the probate estate?

Yes

Has the state included a hardship provision in its estate recovery plan?

Yes

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• Medicaid's Power to Recoup Benefits Paid: Estate Recovery and Liens

Home Equity Limit

The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions.

$595,000

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• Medicaid's Treatment of the Home

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