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Medicaid Protections for the Healthy Spouse
Medicaid law provides special protections for the spouses of Medicaid applicants to make sure the spouses have the minimum...
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Key Medicaid Information for
Washington
Protections for the Community Spouse
- Community Spouse Resource Allowance (CSRA):
-
Minimum: $58,075
Maximum: $58,075 or 50% up to $130,380 if institutionalized. - Increased CSRA:
- Permitted. Washington follows the income-first rule.
- Annuities:
- Actuarially sound annuities are permitted.
- Monthly Maintenance Needs Allowance:
-
Minimum: $2,155
Maximum: $3,260
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Transfers
- Figure used to calculate transfer penalties:
- $10,526 ($346 per day).
- Has a Long-Term Care Partnership program been implemented?
- Yes
Assets
- Are IRAs and other retirement plans protected (noncountable)?
- No
- State's resource limit for Medicaid recipients:
- $2,000
Income
- Is the state an "income cap" state?
- No
- Monthly personal needs allowance for nursing home residents:
- $71.12
Estate Recovery
- Has the state expanded the definition of "estate" beyond the probate estate?
- Yes
- Has the state included a hardship provision in its estate recovery plan?
- Yes
Home Equity Limit
- The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions.
- $603,000
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