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Key Medicaid Information for

Protections for the Community Spouse

Community Spouse Resource Allowance (CSRA):
Minimum: $26,076
Maximum: $130,380
Increased CSRA:
Permitted. Indiana is now following the income-first rule.
Actuarially sound annuities are permitted if they meet the following conditions: a) issued by a commercial insurer (no longer permitted by private individuals); b) are actuarially sound (that is, pay off within the actuarial life of the annuitant) and, c) are in level pay-out mode (no significant variation in payout over the life of the annuity; e.g., no balloon payment).
Monthly Maintenance Needs Allowance:
Minimum: $2,155
Maximum: $3,260


Figure used to calculate transfer penalties:
Has a Long-Term Care Partnership program been implemented?


Are IRAs and other retirement plans protected (noncountable)?
State’s resource limit for Medicaid recipients:


Is the state an "income cap" state?
Monthly personal needs allowance for nursing home residents:

Estate Recovery

Has the state expanded the definition of "estate" beyond the probate estate?
Has the state included a hardship provision in its estate recovery plan?

Home Equity Limit

The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions.

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