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Should I Return Money My Mom Gave Me So She Isn't Penalized by Medicaid?

  • January 3rd, 2014
My mother gave me money in 2009.  Now (2013) she is in a nursing home and needs to get Mediciad.  Does that money need to go back in her account because of Medicaid's five-year lookback?

It depends on how much was transferred.  You may simply be able to pay for the nursing home from the transferred funds until the five years expires.  Or you may be able to transfer back some of the money to shorten the penalty period. I strongly recommend that you consult with a local elder law attorney to determine the best strategy in your situation.

For more on Medicaid's asset transfer rules, click here.

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Last Modified: 01/03/2014

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