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Key Medicaid Information for
Kentucky

Protections for the Community Spouse

Community Spouse Resource Allowance (CSRA):
Minimum: $24,720
Maximum: $123,600
Increased CSRA:
Permitted
Annuities:
Actuarially sound annuities are permitted, but must have even monthly payments over life of annuity.
Monthly Maintenance Needs Allowance:
Minimum: $2,030
Maximum: $3,090

Transfers

Transfer Resource Factor (used instead of average monthly cost of nursing home care to determine transfer penalties):
$199.46 per day
Has a Long-Term Care Partnership program been implemented?
Yes

Assets

Are IRAs and other retirement plans protected (noncountable)?
Yes
State’s resource limit for Medicaid recipients:
$2,000

Income

Is the state an "income cap" state?
Yes
Monthly personal needs allowance for nursing home residents:
$40

Estate Recovery

Has the state expanded the definition of "estate" beyond the probate estate?
Yes
Has the state included a hardship provision in its estate recovery plan?
Yes

Home Equity Limit

The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions.
$572,000

Elder Law Attorneys who offer Medicaid Planning services in Ashburn, VA

John Laster

Law Offices of John L. Laster
Falls Church, VA

Margaret O'Reilly

Margaret A. O'Reilly, PC
Herndon, VA

Judith Mitnick

Needham Mitnick & Pollack, PLC
Falls Church, VA

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