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Key Medicaid Information for
Colorado

Protections for the Community Spouse

Community Spouse Resource Allowance (CSRA)
Minimum: $123,600
Maximum: $126,420
Increased CSRA
Permitted. Colorado follows the income-first rule.
Annuities
Actuarially sound annuities are permitted.
Monthly Maintenance Needs Allowance
Minimum: $2,057.50
Maximum: $3,160.50

Transfers

Average monthly cost of nursing home care according to state
$7,828
Has a Long-Term Care Partnership program been implemented?
Yes

Assets

Are IRAs and other retirement plans protected (noncountable)?
No
State’s resource limit for Medicaid recipients:
$2000

Income

Is the state an "income cap" state?
Yes
Monthly personal needs allowance for nursing home residents:
$84.41

Estate Recovery

Has the state expanded the definition of "estate" beyond the probate estate?
No
Has the state included a hardship provision in its estate recovery plan?
Yes

Home Equity Limit

The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions.
$585,000

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