Should My Sister Transfer My Mother's House to Herself to Protect It from Medicaid?
My mother is ill and requires long-term care, but hopes to retu...Read more
Yes and no. Medicaid has a claim against the estates of beneficiaries to recover the costs of care for which they paid. Whether you will have to sell the house to satisfy this claim depends on a number of factors, including the amount of the claim and whether you have other sources from which to pay it, such as your own savings or taking out a mortgage on the house. Also, in some instances you can take steps now to protect the house from claim, or it may qualify for a hardship waiver. To see if you or someone else in your family may qualify for these exceptions, you will need to consult with a local elder law attorney.
For more on steps that can be taken to protect a house from Medicaid recovery, click here.