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David Carrier J.D., Ll.M.

Carrier Law

David Carrier J.D., Ll.M.

Carrier Law

David Carrier J.D., Ll.M.

Carrier Law

At Carrier Law, we believe that all families deserve to use their life savings as they see fit, not as some government regulations or bureaucrats decide. Many families wonder whether they can afford to avoid nursing home poverty, whether they can protect themselves from the crippling expense of long-term care: do they have "enough" to save? For people who have scrimped and saved, honored their debts, lived frugally, and paid their taxes faithfully, this is a most bitter pill.

The truth is that there are tried-and-true methods of avoiding nursing home poverty, protecting your assets, and securing your life savings – your legacy – for you and your family. We believe in making the rules work for the people who play by the rules.

Every week, we host free workshops to help guide you in finding the right solution for your family situation, no matter how unique. We’ll treat you to warm cookies and coffee, and you’ll leave with critical information to create a plan. You can also tune into The David Carrier Show on Sunday mornings at 7am on Newsradio WOOD 1300. We’ve guided thousands of hardworking West Michigan families in securing what they’ve worked so hard to create – join us!

Firm Description

Carrier Law

  • The leading authority on LifePlan™ Independence & West Michigan's #1 legal radio show,The David Carrier Show, Sunday mornings 7am - 9am on Newsradio Wood 1300 AM. Securing the ones you love since 1982 through...
  • Estate Planning
  • Elder Law
  • Real Estate

Avoid Nursing Home Poverty for your Parents, for yourself... Loved One In A Nursing Home? You Need To Call Now!

  • Eliminate Probate, Minimize Expenses & Save Taxes!
  • Free Small Group Workshops to learn LifePlan™ Independence, your questions are encouraged and your concerns are front and center!
  • Free Consultation! 

Hours

Day From To
Monday 8:00 AM 5:30 PM
Tuesday 8:00 AM 5:30 PM
Wednesday 8:00 AM 5:30 PM
Thursday 8:00 AM 5:30 PM
Friday 8:00 AM 5:30 PM

Cost

Flat rate billing. No hourly billing.

What Is an Elder Law Attorney?

Main Office

12330 James Street
B-10
Holland, MI 49424

4965 East Beltline Ave. NE
Grand Rapids, MI 49525

131 S. Seaway Drive
off Seminole Road
Norton Shores, MI 49444

4829 East Beltline Ave., NE
Grand Rapids, MI 49525

3275 Cooley Court
Portage, MI 49024

On the web

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Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

READ MORE
Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

READ MORE
Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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