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Will Medicaid Exempt Mortgage Payments on a Jointly Owned Home?

  • December 11th, 2013
I own a house with my 79-year-old mother.  Both our names are on the loan that we have had for 15 years.  She now is in need of a nursing home, but we still have a mortgage together and I depend on receiving payment for her half of the mortgage -- $600 each month. If she goes into a nursing home, will they leave that amount to pay for her half of the mortgage each month? 

I’m sorry to have a discouraging answer. I assume you are expecting that Medicaid will cover your mother’s nursing home care. If so, she must pay all of her income, less a few allowances, to the facility. Unfortunately, they do not permit deductions for maintaining her former home.

To learn more about Medicaid's rules, click here.

Local Elder Law Attorneys in Ashburn, VA

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Farr Law Firm
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Hale Ball Carlson Baumgartner Murphy PLC
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Last Modified: 12/11/2013

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