Long-Term Care Scorecard Finds States Have Room for Improvement
A new report finds that states have made incremental improvements in providing long-term care, but need to achieve more...
Read moreThe population of seniors over 65 is expected to increase exponentially over the next decade. A study by the Office of Policy Development and Research exposed the country’s unpreparedness for housing the aged population. America has three major housing issues for seniors: affordability, physical accessibility, and access to medical care and other services. There is a need for creative solutions to housing.
Innovative long-term care housing for seniors tries to solve these problems. These new potential living arrangements for seniors may provide older people with the care, protection, and resources they need to age peacefully.
As people age, their needs change. An ideal living environment for older people will meet their personal and medical needs while remaining affordable.
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Seniors need access to nutritious foods, transportation to and from medical appointments, the ability to exercise safely, and community connection to promote positive mental health.
Modern long-term care housing for seniors intends to increase the number of options for seniors while meeting these needs.
One creative living option for older people is university retirement communities. University retirement communities are part of a college campus and house and educate older people.
Colleges and universities establish retirement communities in several ways. A university may partner with an existing retirement community and provide it with resources. Some universities sell their property to a third party at a discounted rate to build a retirement community.
You won’t live in a dorm if you choose a university retirement community. Depending on the community, housing units may include single-family homes, apartments, condos, or townhouses.
In addition to receiving free and discounted classes, university retirement communities offer other benefits to their residents. Some community amenities include social activities, health resources, transportation services, access to university facilities, and dining services.
This living option can get expensive and must be paid out-of-pocket. A resident must pay an entry and monthly maintenance fee, which can add up to several thousand dollars.
Dementia villages began 25 years ago in Amsterdam by nurses who wanted a safer alternative for their parents who suffered from memory issues; dementia villages cater only to older people living with dementia. Several countries worldwide have adopted this housing model, including the United States.
Everything a resident might need is available in the community created by the facility. In most dementia villages, you can find hairstylists, grocery stores, libraries, restaurants, social events, and access to medical care.
Dementia villages offer centralized care, including on-site, live-in staff. The care team in dementia villages lives among the residents, and they become intimately familiar with their patients’ conditions. Staff track patient progress and create an effective treatment plan for each resident.
According to the World Health Organization, 55 million people worldwide are living with dementia. Each year, nearly 8 million new patients get diagnosed with dementia. Over the next decade, nearly 80 million people will receive a dementia diagnosis. The time to learn more about effective treatment for dementia is now.
Routine helps improve the quality of life for seniors living with dementia. Dementia villages offer services that promote an increased quality of life for residents, including:
The Green House Project is one of the most well-known nonprofit organizations leading the charge to reimagine housing options and improve quality of life for seniors.
The Green House Project serves seniors and their families. The organization has built 400 homes across the United States over the past 17 years. Green House homes operate efficiently to care for older people. Some of the available services include:
Each home is private, with easy access to the outdoors. The homes are self-contained, and each resident has a private room and bathroom. The homes create a community of seniors who can connect and create friends.
There are many options for your long-term care. Contacting an elder law attorney can be the best next step to learning your options. Learn more about creating a long-term care plan and find an expert.
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE