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If My Mother-in-Law Lives with Me, Does Medicaid Count My Income and Assets When Determining Her Eligibility?

  • January 30th, 2020
Q
My mother-in-law has lived with my husband and me for seven years. She is disabled. She is responsible for her expenses, but she pays nothing to live with us. She wants to apply for Medicaid. The Medicaid form asks for household income. Should we answer the questions on the form based only on the income that she gets from disability? Or is her eligibility actually based off of what we make?
A

In most states, your and your husband’s income and assets should not be included in your mother-in-law’s application for benefits. This is because the definition of “household” only includes a spouse and dependents. So you and your husband are not members of your mother-in-law’s “household” even though she lives with you. However, different state Medicaid programs might interpret this differently, so I would confirm this with your local Medicaid agency.

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Last Modified: 01/30/2020

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