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Cary Moss

Sawyer & Sawyer, PA

Cary Moss

Sawyer & Sawyer, PA

Cary Moss

Sawyer & Sawyer, PA

Cary Moss is the Managing Partner of Sawyer & Sawyer, P.A. where she has spent the past twenty years focusing her legal career on Elder Law and Estate Planning. Her primary practice areas are Estate Settlement including Probate and Trust Administration, Long Term Care Planning with a focus on Medicaid and VA benefits, Estate Planning and Guardianship.

Cary served on the Board of Directors for the Academy of Florida Elder Law Attorneys from 2012 to 2017, the Executive Committee and was elected President in 2016. Cary is a member of the Florida Bar, Orange County Bar Association, National Academy of Elder Law Attorneys, Academy of Florida Elder Law Attorneys, Academy of Special Needs Planners and Elder Counsel. Additionally, Cary is on the joint Public Policy Task Force for the Elderly and Disabled. The task force allows her to be aware on a regular basis of legislative or agency issues that might impact Florida’s seniors or disabled citizens.

Cary was selected as a 2018, 2019 and 2020 Florida Super Lawyer and has the distinction of being “AV Rated” by Martindale Hubbell through its Peer Review Program. Cary was also selected by Orlando Home & Leisure Magazine as one of Orlando’s Top Lawyers.

Cary graduated from the University of Florida with a degree in Liberal Arts and received her law degree from Stetson University College of Law in 1998.  As Managing Partner of Sawyer & Sawyer, P.A. she enjoys practicing law with her husband, Tom Moss, and her mother, Carolyn Sawyer. She loves fishing, being outdoors and watching her two boys play football, basketball, and baseball.

Asked recently about her passion for Elder Law, Cary responded, “The practice of Elder Law has been challenging at times, but it has allowed me to meet incredible people. I am grateful for the wonderful clients and their families I have had the privilege of helping. Most of all, I am grateful for the lessons I continue to learn from them . . . compassion, grace and dignity”.

Memberships: Cary is a member of the Florida Bar, Orange County Bar Association, National Academy of Elder Law Attorneys, Academy of Florida Elder Law Attorneys, Elder Counsel, and the Joint Public Policy Task Force for the Elderly and Disabled.

Firm Description

In 1994, Carolyn and Dr. Thomas Sawyer established Sawyer & Sawyer, P.A. They were joined by their daughter, Cary, in 1998 and by Tom Moss, Cary’s husband, in 2003.

Every member of the Sawyer & Sawyer, P.A. team is an extension of our family, and that idea includes our clients, as well.  We focus on you, the individual client, and your goals to develop personalized plans to help you and your family navigate through life’s contingencies. We make every effort to get to know you and your personal circumstances in order to develop the best possible plan.

Our goal is to assist you in navigating life’s important transitions, whether that be by assisting you or a loved one in planning for long term care or developing a comprehensive estate plan that will meet your family’s needs in the event of unplanned death or illness.  Our attorneys and staff concentrate our practice in the areas of Long Term Care Planning (including Medicaid and Veterans Assistance), Guardianship, Estate Settlement, Estate Planning, and Special Needs Planning.

Hours

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What Is an Elder Law Attorney?

Main Office

8913 Conroy Windermere Road
Orlando, FL 32835

On the web

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Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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