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Nicola Melby CELA*

Nicola J. Melby - McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, P.A.

Nicola Melby CELA*

Nicola J. Melby - McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, P.A.

Nicola Melby CELA*

Nicola J. Melby - McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, P.A.

Bar Admissions: 1992, Florida; and 2008, North Carolina Education: Stetson College of Law (J.D., Magna Cum Laude, 1992) University of New Haven (Summa Cum Laude, 1989) *Certifications: Certified Elder Law Attorney (CELA) by the National Elder Law Foundation (2011) Florida Board Certified Elder Law Specialist (1999), Memberships: The Florida Bar; Martin County Bar Association National Academy of Elder Law Attorneys, Academy of Florida Elder Law Attorneys North Carolina State Bar; North Carolina Bar Association; Academy of North Carolina Elder Law Attorneys Biography: Immediate Past Chair of the NC Chapter of the National Academy of Elder Law Attorneys. Past Service on the Florida Statewide Public Policy Taskforce; Past Service on the Board of Directors for A Florida Academy of Elder Law Attorneys; Past Service as Continuing Legal Education Chair for the Elder Law Section of the Florida Bar and the NCBA Elder Law Section; Past Officer of the Florida Bar Elder Law Section; Recipient: 2001 and 2004 as Member of the Year for the Elder Law Section of the Florida Bar and the Academy of Florida Elder Law Attorneys.  (Board Certified Elder Law Lawyer, Florida Bar Board of Legal Specialization and Education) (Board Certified Elder Law Specialist, National Elder Law Foundation) (Resident, Brevard Office)

Firm Description

The attorneys of McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, P.A., have been serving satisfied clients for more than 35 years on the Treasure Coast. The firm concentrates its practice in the areas of Estate Planning, Wills and Trusts, Probate, Elder Law and Special Needs Trusts, Guardianship Law, and Family Law, as well as Real Estate Transactional work, Real Estate Financing, Real Estate Litigation, Business Law and Corporate Law. For more information, please contact McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, P.A. at 772-286-1700 or www.mccarthysummers.com.

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What Is an Elder Law Attorney?

Main Office

2400 SE Federal Highway
Fourth Floor
STUART, FL 34994

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Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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