Search Articles

Find Attorneys


Cynthia Cartier JD, LLM

Cartier & Bower, LLC

Cynthia Cartier JD, LLM

Cartier & Bower, LLC

Cynthia Cartier JD, LLM

Cartier & Bower, LLC

Cindy Cartier has been practicing law for over 20 years.  She received her BA from Upsala College, JD from Widener Law School and LLM from UCONN Law School where she was the recipient of the CALI Excellence for the Future Award in Insurance Finance.

Cindy began her career clerking in the 7th Judicial Circuit in Maryland and then went into private practice concentrating on family law and civil litigation.  She returned home in 1997 working for Sentry, St. Paul and then Fireman’s Fund Insurance Companies as Trial/Senior Trial Counsel concentrating on insurance defense litigation and worker’s compensation.  In 2005, she joined Nationwide as Assistant General Counsel where, as a member of the Senior Leadership Team, she performed legal and compliance functions for national and program accounts throughout the New England Region.

She is admitted to the bars of Connecticut and US District Court for the District of Connecticut. She is a member of the Connecticut Bar Association and has been involved in various community activities throughout her career including currently serving on the Board of Selectmen in Guilford, Boards of the American School for the Deaf & Sarah, Inc. & Soundview YMCA, Guilford Rotary and the National Association of Professional Women.  She has previously served on the Guilford Boards of Education and Planning and Zoning and Hamden Legislative Council.  Since 2001, she has been appointed as a fact-finder/arbitrator for the Judicial Districts of New Haven and Meriden.   She is the honored member of Worldwide Who’s Who of Executives in 2013. 

Areas of Practice:

  • Estate Planning & Administration
  • Elder Law
  • Family Law
  • Mediation
  • Social Security Disability
  • Medicare/Medicaid
  • Veteran’s Benefits
  • Personal Injury
  • Real Estate
  • Business & Insurance Law

Firm Description


The Law Office of Cartier & Bower, LLC was formed to provide quality legal services and holistic solutions for people facing challenges in their daily lives.   Attorneys Cynthia Cartier and Raymond Bower have combined over 45 years of legal and corporate experience and are looking forward to providing counsel to residents on the Shoreline and throughout New Haven, Middlesex and New London Counties.   They are available to assist you in life’s challenging times and important moments and have relationships with other professionals to provide you with many services that you may require to solve your problems.  They provide counsel in areas of Elder Law, Estate Planning, Family Law, Real Estate, Business Law, Veterans Benefits, Personal Injury & Health Care. 

Cindy and Ray also have significant experience in the municipal and nonprofit arena having served on a number of boards and commissions on the shoreline.  Currently, Attorney Cartier serves on the Guilford Board of Selectmen, American School for the Deaf, Soundview YMCA and Sarah, Inc.  Attorney Bower serves as Chairman of the Planning and Zoning Commission in Guilford and has handled multiple pro bono cases for New Haven Legal Assistance.

Their offices are located in Heritage Square, 2488 Boston Post Road, Guilford, CT.  Cartier & Bower, LLC looks forward to serving your legal needs and can be contacted at (203)458-1477 or 

Practice Areas:

Elder Law

  • Medicare/Medicaid
  • Planning for Long Term Care
  • Social Security Disability/Income
  • Veterans’ Benefits
  • Asset Protection
  • Daily Money Management        

Family Law

  • Mediation
  • Divorce
  • Custody/Child Support
  •  Visitation
  • Alimony/Spousal Support
  • Collaborative Approach
  • Separation Agreements
  • Guardianship

 Estate Planning

  • Wills, Trusts & Probate
  • Guardianship & Conservatorship
  • Living Wills/Advance Health Care Directives
  • Powers of Attorney 

Real Estate

  • Commercial & Residential Purchases and Sales
  • Foreclosures
  • Land Use & Zoning
  • Housing – Landlord/Tenant

Business Law

  • Organization of business entities
  • Contract Drafting
  • Formation of Nonprofit Entities
  • Insurance Coverage Disputes
  • Patent, Trademark & Copyright

Personal Injury & Disability

  • Auto Accidents
  • Premises Liability
  • Health Insurance Disputes
  • Social Security Disability             

LGBT Issues

  • Estate Planning
  • Family Law Matters 


Please contact this attorney for firm hours by clicking here.


What Is an Elder Law Attorney?

Main Office

2488 Boston Post Road
Suite 16A
Guilford, CT 06437

On the web

View Firm Website

Social Media

Medicaid Rules, etc

View All Elder Law Topics Questions & Answers State Medicaid Information