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Thomas Hamilton

Saltsman, Willett, Deaton & Hamilton, P.S.C.

Thomas Hamilton

Saltsman, Willett, Deaton & Hamilton, P.S.C.

Thomas Hamilton

Saltsman, Willett, Deaton & Hamilton, P.S.C.

Thomas graduated from Transylvania University in 2006 with a Bachelor’s Degree in Political Science and Spanish Language & Literature. After earning his Bachelor’s Degree, Thomas went on to earn his Juris Doctorate from the University of Kentucky in 2010.

Thomas returned to Bardstown to practice law in 2010, where he first practiced as an Assistant Commonwealth Attorney. Thomas now focuses his practice on Elder Law and is a member of the National Association of Elder Law Attorneys (NAELA), Eldercounsel, and the Academy of Special Needs Planners (ASNP).

Thomas is married to Kelsie, a native of Elizabethtown, Kentucky and they are proud parents of one daughter.

Firm Description

The heart of Elder Law is the people served in this important area – seniors and their loved ones. Health care costs are rising at a rate faster than most people’s finances can afford. People are living longer because of advances in medicine and healthcare. In fact, while everyone has heard that 10,000 baby boomers turn 65 every day, many don’t realize that the fastest growing segment of the American population includes people age 80 and over. Planning to protect your nest egg for when, not if, a long-term care event strikes your family, may make the difference in the world when it comes to your ability to leave a legacy.

Why a Will is not Enough

A will is a good starting point, however, there are many other factors that must be weighed to determine whether it is enough. Are you a wartime veteran? Do you or your spouse have degenerative health conditions? Are you concerned that money or  property you leave your children may be taken by a creditor, or an ex-spouse? Are you or your loved ones facing mounting health care costs due to injury or illness? Based on your specific situation, we can craft a specialized plan that focuses on protecting your assets while promoting a high quality of life.

Planning Regardless of Your Net Worth

Proper planning is essential regardless of your net worth. In fact, most middle class families will suffer more financially during a health crisis than those who are extremely wealthy or extremely poor. Protect what you have worked so hard for. Take the necessary steps to continue providing for those you love once you are gone.

Averting a Crisis

Are you or a loved one already dealing with a long-term health event? If so, there is still time to avert a crisis. We can take steps today to “stop the bleeding” in your life savings so that you can preserve as much as possible for your spouse and/or your children.

Hours

Please contact this attorney for firm hours by clicking here.

Cost

What Is an Elder Law Attorney?

Main Office

212 East Stephen Foster Ave.
Bardstown, KY 40004

On the web

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Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

READ MORE
Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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