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Special Needs Planning Articles

Federal Web Site Links to Programs and Services for People With Disabilities

U.S. Department of Labor's Disability.gov site is a one-stop source of government information relevant to people with disabilities. 

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Planning for a Child with Special Needs

Planning by parents can make all the difference in the life of the child with a disability, as well as that of his or her siblings who may be left with the responsibility for caretaking (on top of their own careers and caring for their own families and, possibly, ailing parents).

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How to Apply for SSI

If you think you may qualify for Supplemental Security Income (SSI) benefits, you should fill out an online disability report and then call your local Social Security Administration (SSA) office to complete your application. 

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Qualifying for Supplemental Security Income (SSI) After a Transfer of Assets

If your resources are above the Supplemental Security Income (SSI) program’s resource limits of $2,000 for an individual or $3,000 for a married couple, you may be able to "spend down" to qualify for SSI, similar to the process to qualify for the Medicaid program. 

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Social Security Disability Benefits (SSDI)

Social Security Disability Income (SSDI) is an insurance program that is available to qualified workers with disabilities regardless of their resources.

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Supplemental Security Income (SSI)

SSI is the basic federal safety net program for the elderly, blind and disabled, providing them with a minimum guaranteed income.

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Trusts and SSI

Trusts designed to aid a person with special needs are commonly known as "special needs trusts."  There are three main types of special needs trusts: the first-party trust, the third-party trust, and the pooled trust. 

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Social Security Benefits to Edge Up 1.7 Percent in 2013

The nation's elderly and disabled Social Security recipients will receive a 1.7 percent increase in payments in 2013 ... 

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