Gifting assets to your grandchildren can do more than help your descendants get a good start in life; it can also reduce the size of your estate and the tax that will be due upon your death.
This type of account, named for Section 529 of the Internal Revenue Code, enables you to reduce your taxable estate while earmarking funds for the higher education of a grandchild (or any other family member).
There are some serious drawbacks to many options for giving gifts to grandchildren.
The relationship between a grandparent and a grandchild can be one of great joy and importance for both grandparent and youngster.
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