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Medicare Articles

ElderLaw 101

Introduction to Medicare

Medicare is the federal government's principal health care insurance program for people 65 years of age and over. 

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ElderLaw 101

Help Paying for Medicare

Medicare is not free; there are premiums and deductibles.If you don't qualify for Medicaid and can't afford a Medigap policy, you may be able to get help paying for the costs of Medicare.

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Turning 65? What You Need to Know about Signing up for Medicare

If you are about to turn 65, then it is time to think about Medicare.

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Beware Medicare's Penalties for Late Enrollment

For this reason, Medicare imposes fairly fairly significant late-enrollment penalties for those who postpone signing up.  To encourage everyone to sign up when they first become eligible, the program increases premiums based on how long a beneficiary waits to enroll.  

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ElderLaw 101

Medigap: Plugging the Holes in Medicare

With all the deductibles, copayments and coverage exclusions, Medicare pays for only about half of the medical costs of America's senior citizens. 

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ElderLaw 101

Medicare Prescription Drug Coverage (Part D)

The Medicare prescription drug plan allows private health insurers to offer limited insurance coverage of prescription drugs to elderly and disabled Medicare recipients.

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ElderLaw 101

Medicare Part A: Hospital Coverage

Medicare Part A covers institutional care in hospitals and skilled nursing facilities, as well as certain care given by home health agencies and care provided in hospices.

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ElderLaw 101

Medicare Prescription Drug Coverage for Low-Income Beneficiaries

A low-income subsidy (called Extra Help) is available to help pay the premiums, deductibles, and co-payments of the Medicare prescription drug benefit.

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