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Medicare Articles

Introduction to Medicare

Medicare is the federal government's principal health care insurance program for people 65 years of age and over. 

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Help Paying for Medicare

Medicare is not free; there are premiums and deductibles.If you don't qualify for Medicaid and can't afford a Medigap policy, you may be able to get help paying for the costs of Medicare.

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Medicare Advantage: An Alternative to Original Medicare

When Medicare costs started skyrocketing along with the rest of the health care sector, the Medicare program began contracting with managed care plans to provide services to Medicare beneficiaries who choose the managed care option (now called Medicare Advantage). 

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Medicare Part B

Medicare Part B basically covers "outpatient" care: office visits to medical specialists, ambulance transportation, diagnostic tests performed in a doctor's office or in a hospital on an outpatient basis, physician visits while the patient is in the hospital, and various outpatient therapies that are prescribed by a physician. 

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Medicare Part A: Hospital Coverage

Medicare Part A covers institutional care in hospitals and skilled nursing facilities, as well as certain care given by home health agencies and care provided in hospices.

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Medicare Prescription Drug Coverage (Part D)

The Medicare prescription drug plan allows private health insurers to offer limited insurance coverage of prescription drugs to elderly and disabled Medicare recipients.

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Medicare's Nursing Home Coverage

Medicare Part A covers institutional care in hospitals and skilled nursing facilities, as well as certain care given by home health agencies and care provided in hospices.

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Medicare Prescription Drug Coverage for Low-Income Beneficiaries

A low-income subsidy (called Extra Help) is available to help pay the premiums, deductibles, and co-payments of the Medicare prescription drug benefit.

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