Appealing a Medicare coverage denial is easy, and you have a good chance of winning, so it is worth your while to challenge it.
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Once you have written a new will, destroying your old will may or may not be the best idea.
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Many divorced or widowed seniors receive Social Security from their former spouses, and remarriage can affect benefits.
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For Medicaid applicants who are married, only income in the applicant's name is counted in determining eligibility. The spouse's income is not counted.
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If you get help from Medicaid to pay for nursing home care, the state may file a claim against your house after you die.
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Most people can't afford to buy a gold-plated long-term care insurance policy that covers any possible need for any number of years. So, what should you cut, the daily benefit amount or the number of years of coverage? Most experts advise cutting the length of coverage. This is because if you don't use the fully daily benefit, you don't lose it. In fact, it can be used to lengthen your period of coverage.