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Friday, November 20, 2009
The Effects of Health Care Reform on Long-Term Care
Buried in both the House and Senate health care reform bills are important provisions that would make long-term care more affordable, help the elderly . . .
Medicare's Open Enrollment Season Has Begun
'Tis the season to be choosy -- time to reassess whether your Medicare plan is working for you. Medicare's open enrollment period began November . . .
Requiring Adult Children to Pay for Aging Parents
Thirty states currently have laws making adult children responsible for their parents . . .

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Questions + Answers
I am hoping to buy a home and use some of the funds from equity of my mother's home as down payment My mother would also live there and have her name on title. My question is this: Can she still receive Medicaid coverage and do the full funds of the home need to be transferred into a new primary residence for her? Also, will Medicaid try to recover the medical funds that have been used for her when...   
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Long-Term Care Guide Resource Image Looking Ahead: Estate and Long-Term Care Planning for You and Your Family Read More
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Under current law, there will be no federal estate tax next year. Do you think Congress will allow this to happen?

   ElderLaw Tips     
If you remarry, you need to update your estate plan.

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Appealing a Medicare coverage denial is easy, and you have a good chance of winning, so it is worth your while to challenge it.

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Once you have written a new will, in most cases you should destroy your old will, but not always.

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Many divorced or widowed seniors receive Social Security from their former spouses, and remarriage can affect benefits.

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Medicare's coverage of nursing home care is quite limited.

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For Medicaid applicants who are married, only income in the applicant's name is counted in determining eligibility. The spouse's income is not counted.

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If you get help from Medicaid to pay for nursing home care, the state may file a claim against your house after you die.

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Most people can't afford to buy a gold-plated long-term care insurance policy that covers any possible need for any number of years.  So, what should you cut, the daily benefit amount or the number of years of coverage?  Most experts advise cutting the length of coverage.