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Key Medicaid Information for Illinois for 2014

Protections for the Community Spouse

Community Spouse Resource Allowance (CSRA): Minimum: $117,240
Maximum: $117,240
Increased CSRA: Permitted, with fair hearing.
Annuities: Actuarially sound annuities are permitted.
Monthly Maintenance Needs Allowance: Minimum: $2,739
Maximum: $2,739
For explanation, click here.

Transfers

Average monthly cost of nursing home care according to state: The actual daily rate of the applicant's nursing home multiplied by 30.
For explanation, click here.
Has a Long-Term Care Partnership program been implemented? Yes
For explanation, click here.

Income

Is the state an "income cap" state? No
For explanation, click here.

Estate Recovery

Has the state expanded the definition of "estate" beyond the probate estate? No
Has the state included a hardship provision in its estate recovery plan? Yes, but limited
For explanation, click here.

Home Equity Limit

The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions. $543,000
For explanation, click here.