InstantForum.NET v4.1.4ElderLawAnswers.com Discussion Forumshttp://www.elderlawanswers.com/Forum/Support@ElderLawAnswers.comThu, 04 Dec 2008 19:07:18 GMT20http://www.elderlawanswers.com/Forum/Topic67-20-1.aspxwe are preparing to apply for VA (probably aid and attendance?) benefits for my mother inlaw, who is a surviving spouse of a veteran. She needs a personal care or assisted living facility with dementia care. She does not need skilled care, thus is not a nursing home candidate. She lives in and owns her home. She needs the VA assistance to afford the AL home selected. Forms will go to VA shortly (this is round 2 with VA). Our understanding is that VA will qualify her based on her current living arrangements (own her home, don't count that asset). Once in AL, the home must be sold to pay for AL. At that point VA benefits end because sale of home proceeds are now in the bank and not in a home. Once that money is spent down, we reapply for VA benefits and new determination is made. Question is, does a medicaid qualified annuity also apply as a VA qualified annuity? The sale of her home will only generate a small amount. If her money has to be spent down (after setting aside funeral fund), there won't even be enough left to pay for non covered items at the AL home (balances after dr., rx, laundry, allowance, etc). Mom lives in PA. Any insight/suggestions are appreciated. <P>Thanks, edandloSat, 16 Aug 2008 12:59:51 GMTedandlohttp://www.elderlawanswers.com/Forum/Topic116-20-1.aspxIf you live in California, beware about doing business with James Walker and Senior Care Advocates. There are other lawyers that will provide you with the same services for 1/5th of the cost and they will undoubtedly treat you better, especially if you are a veteran. My family and I had a terrible experience with them. If you do decide to business with them, good luck.Fri, 19 Sep 2008 02:08:16 GMTPeterS.